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Thursday, January 18, 2007

Insurance

I've got the task of calling around about getting better rates on our auto insurance. We're currently with State Farm (Mutual). I called State Farm first and explained I was going to shop around for better rates and wanted to ensure that I was comparing apples to apples and that I'd given State Farm a chance to make sure we have the lowest possible rates. Turns out that we've been way overpaying on my Acura because we should have gotten an accident-free discount for 6 years being accident free (I should be getting 12 years accident free - why would that not happen since I've always been with State Farm and always been accident free?) Argh! I guess there were some confusion when we moved and I was getting insurance from another branch of State Farm.

Anyway, even with the 20% discount that I should be getting for the Acura and then 15% discount we should be getting for the BMW, Progressive still comes in lower. So my question to you all is have any of you had any experience with Progressive insurance? Heard good things or bad things? I did some digging online and found a litany of complaints about Progressive on one site, but when I think about it, I've never gone and reviewed my insurance online. Does anyone review their insurance when they don't have a problem with it? Some of the reviews say they raise the premium on you a couple of months after you switch. This makes me nervous. Does anyone have good insurance to recommend? Reviews for State Farm are not much better than Progressive, but there are no notes of State Farm unfairly raising rates on people. So very confused. Don't want to even call other companies now.

Last night was my first night not picking up before going to bed. I was too tired from lack of sleep the night before and cleaning out the guest rooms upstairs. I now have all rooms cleaned out and just need to take care of the garage and all the crap out there. Not looking forward to that. I have to wait for the weather to clear up and then I'll make a run to Goodwill and clear out a lot of the stuff. It feels good to finally get the house more organized. Not sure why it took me over a year to do it since I've had the time.

1 comment:

  1. i used progressive for about 4 years and i was pretty satisfied with their service. good website. i was annoyed however, when they raised my premium because i got 1 point on my colorado license. i switched to geico and saved like $100-200/yr.

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